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admin October 9, 2025 No Comments

AEP Is Here: Why Early Action with a Medigap Sherpa Matters

Every fall, Medicare’s Annual Enrollment Period (AEP) opens the doors to change. From October 15 to December 7, Medicare enrollees have the chance to review their current plan, compare new options, and make important changes for the upcoming year. On paper, this looks like plenty of time. In reality, waiting until December often leads to […]

admin October 7, 2025 No Comments

Medicare Changes in 2026: What’s New, What It Means, What to Do

2026 brings meaningful Medicare changes you’ll actually feel at the pharmacy and when comparing plans for next year. The headline items: negotiated prices for 10 high-spend Part D drugs, ongoing $2,000 Part D out-of-pocket protection (indexed going forward), and an auto-renew option for the monthly “smoothing” payment plan. The Need To Know Changes (2026) 1) […]

admin September 3, 2025 No Comments

Medicare Service Area Reduction

Medicare Service Area Reduction (SAR): What It Means, Your Deadlines, and Your Options If your Medicare Advantage (MA) or Part D plan is reducing its service area, you may need to pick new coverage for next year. This situation is called a Service Area Reduction (SAR), and it triggers a Special Enrollment Period (SEP) so […]

admin October 1, 2023 No Comments

Medicare AEP 2025: Dates, Changes & How to Choose for 2026

Medicare Annual Enrollment Period (AEP) 2025: Dates, What You Can Change, and How to Pick a Plan for 2026 AEP is the once-a-year window when people with Medicare can change their Medicare Advantage or Part D drug coverage for the next calendar year. For coverage that begins January 1, 2026, AEP runs October 15–December 7, […]

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